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SOUTH AFRICAN PAYE CALCULATOR – 2027 TAX YEAR

Use our free PAYE Calculator South Africa tool to estimate the PAYE deducted from your salary and get an indication of your monthly take-home pay for the 2027 tax year. You can also include qualifying retirement contributions and medical aid members to see how these may affect your estimated tax.

What is PAYE?

PAYE (Pay As You Earn) is the income tax your employer deducts from your salary and pays to SARS on your behalf. The amount is calculated according to your earnings and the tax rates applicable to you.

Certain factors, such as your age, medical aid membership and qualifying retirement contributions, can affect how much PAYE you pay.

Simply put, PAYE allows you to pay your income tax gradually throughout the year instead of settling your entire tax bill at the end of the tax year.

2027 Tax Year Dates

The 2027 tax year runs from 01 March 2026 to 28 February 2027.

How Does the PAYE Calculator Work in South Africa?

This calculator allows you to enter your current gross salary, whatever Retirement Annuity you are paying for OUT OF POCKET (not received as a benefit from your employer), as well as the number of beneficiaries, including you, on your medical aid (should you have one).  The calculator assumes your minimum medical aid contribution per beneficiary is at least R1000 per month where the maximum tax credit benefit is gained.

AGBS Financial

South African PAYE Calculator

Estimate your salary tax and take-home pay for the 2027 tax year.

Your details

Retirement contribution

Medical scheme

Use 0 if you do not contribute to a qualifying medical scheme. Include yourself in the total where applicable.

Your estimated salary result

Estimated monthly take-home (after RA / Pension)
R0.00
Monthly PAYE
R0.00
Monthly UIF
R0.00
Annual PAYE
R0.00
Effective PAYE rate
0.00%
Annual gross salary
Retirement contribution entered
Allowable retirement deduction
Estimated taxable income
Tax before rebates
Age rebate(s)
Medical scheme tax credit
Estimated annual PAYE
Need help with your personal tax?
AGBS Financial assists individuals with income tax, tax planning and SARS compliance.
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Estimate only. This calculator is designed for straightforward salary income for the South African 2027 year of assessment (1 March 2026 to 28 February 2027). It does not account for every payroll or tax circumstance, including irregular remuneration, travel allowances, company vehicles, additional medical expense tax credits, tax directives, multiple income sources or carried-forward retirement contributions. Actual PAYE and final income tax liability may differ.

Need assistance beyond a salary estimate? Learn more about our personal and business tax services.